Why we are different

The FirstStep Difference

innovative approach

FirstStep Financial has reimagined the traditional mortgage, helping you finance your dream home on fair and sustainable terms, so you can focus on creating lasting memories with your family.

We know that purchasing a home can be an overwhelming process. 

Whether it’s your first home, or you’re ready for an upgrade, FirstStep Financial is on your side every step of the way.


Here's How we stack up

The Pros

You can now qualify with a 10% percent down payment on a purchase up to $2,000,0o00

Our monthly payments per dollar borrowed are lower, meaning you can borrow more but pay the same.

You are now able to get into the market with significantly less money down while under the traditional buying approach you could not afford to, period.

Unlike renting, you’re paying towards ownership, can start accruing equity immediately and in some cases our payments may even be lower.

FirstStep is innovative, consumer driven and working hard to solve a real socio-economic problem.

The Cons

You are making a large purchase with minimum equity.

You are paying less principal per month than you would with traditional mortgage financing.

You pay a fee of 1.5% at the time of closing to cover the associated mortgage origination costs.

Renting is flexible if you like to keep your home options open. You do not pay the property tax.

FirstStep is a new company so you are pioneering

How can I get started?

Buying a home is the largest financial decision many people make in their lifetime. We’re sure you have plenty of questions, and we look forward to answering them.