Improving Access to Home Finance
Let’s be realistic. Even though prices may soften a little, Canada’s soaring real estate prices have created a dilemma for many of us that are wanting to enter the market. Buyers fear that with ever increasing prices, if they don’t buy now, they may miss the opportunity. Whether you have a growing number of children, or need a steady spot to live with pets – everyone needs a place to call home. A fortunate few can partner with the “Bank of Mom & Dad” to make this happen. The rest need a different solution.
Re-Imagining the Home Buying Process
FirstStep is singularly focused on making home buying more affordable. With our smart, responsible financing model you can buy a home today and save money for your future.
Beyond The Mortgage
FirstStep’s model moves beyond the traditional mortgage, creating significant upfront and monthly cost savings for home buyers and unique security structure for both lenders and insurers.
Our Team
FirstStep Financial was founded by Steve Earle and Jason Bond, two Vancouver-based entrepreneurs increasingly troubled by what the housing crisis was doing to their communities – and to their children’s prospects of purchasing a home of their own. Meet Jason and Steve below.

Steven Earle
Chief Executive Officer
Steve’s experience includes a successful commercial real estate and development career, the financing and execution of various pioneering enterprises globally, and the growth of his aircraft lease and finance business. He has created and executed ventures that seemed impossible, powered by a simple belief in their necessity. That belief also applies to his co-founding of FirstStep.
Steve knows the frustration renters feel with high prices and obstacles to ownership. In fact he and his wife got out of the market for 10 minutes and ended up renting for 15 years, watching amazed as real estate prices relentlessly soared. In 2006 they got back into the market, purchasing a home in the West Vancouver neighbourhood where they grew up and near the high school their kids wanted to attend. Clearly waiting and watching for a correction had cost them.
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Jason Bond
President
Jason Bond is co-founder and President of FirstStep. Leveraging his background in finance and experience living overseas, Jason joined entrepreneur Steven Earle to found FirstStep.
Jason lived all over the world – in the U.K., Singapore and Japan – before putting down roots in Vancouver. As he got to know his new city, he couldn’t help but compare its skyrocketing housing prices with real estate markets in other locations – locations with far greater earning potential.
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