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Get into a home up to $2 million with just 10% downpayment.

Our innovative approach to mortgage financing achieves greater purchasing power with just 10% down required on an eligible owner-occupied purchase up to $2 million.

The Access90 mortgage payments are made up of a unique hybrid blend of an Interest Only component and an Amortizing component.

On a typical $1,500,000 purchase, the down payment is now $150,000 versus $300,000 with traditional financing. The net result is lower monthly payment for every dollar borrowed.

The buyer can borrow “90” but pay similar to “80”.

If saving for a downpayment is keeping you from your dream home, FistStep Financial can help.

Access90 Highlights

Loan Type




Max Loan





3 or 5 Years fixed


BC: GVA, Squamish, Tricities, Kelowna ON: GTA

other criteria

GEt started today

What can you afford with the Access90 Mortgage?

How Much do you *really* need?

The Access90 mortgage empowers buyers to leverage their downpayment by only requiring 10%! Check out what your monthly payments would be based on the purchase price of your new home or the down payment amount with the Access90 Mortgage Calculator.

This calculator is for illustrative purposes only. Please connect one of our mortgage specialists to find out if the Access90 mortgage is right for you. 
While every effort is made to keep this tool up-to-date, FirstStep Financial does not guarantee the accuracy, reliability or completeness of any information or calculations provided by this calculator. FirstStep Financial is not be liable for loss or damage of any kind arising from the use of this tool.

The FirstStep Difference - In Action

BorrowER Value Propositions

Key Product Information

Access90 is a
buy now
mortgage product.

We all know the cost of waiting or having to save for decades to affford a downpayment isn’t feasible for most Canadians. The Access90 mortgage is designed to get Canadians into homes faster than traditional banks and maximize their buying power.

How can we help?

Lets Talk

How can the Access90 mortgage help you or your clients?
Complete this form or email us at

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Our Team

Scott Snider

FirstStep Financial